The ACA now requires all health insurance plans to meet minimum standards, so the bang for the buck is also considerably bigger as well as yes, in some cases, the price tag.
Read both articles, and this post from Aarron Carroll at the Incidental Economist and come to your own conclusion. Roy engages in some pretzel logic to come to his. If he compares apples to apples I'll listen because all in all, he's a smart guy and one of the voices we should be considering, not mocking, from the right. He didn't have to compare the costs of pre ACA health care plans to make the case that yes, for some people (young, healthy, too old for parents plan, etc.) they WILL probably pay more than they have been.
From Dr. Carroll's piece:
So I’ll state this for the record: I think that some young, healthy people are getting the shaft right now. Not all, because some can still get on their parents’ plans. Some can still still buy catastrophic insurance if they want. Some will get Medicaid. Some will get subsidies. But if you’re a young, healthy 28 year old male who makes 400% of the poverty line, and you currently have really cheap insurance, it’s likely your rates are going up.
OK? I freely admit that my goal in health care reform was not to protect the status quo for young, healthy males. That’s wasn’t my goal for reform.
They will have to pay a bit more. The tradeoff is that if they don’t stay healthy, they’ll still be able to get insurance for the same price. If they get sick, there will no longer be any lifetime or annual limits. When they get older, they’ll still be able to get a plan, and it won’t cost nearly as much as it otherwise would have.
I think these tradeoffs are acceptable. You may not; that’s why we live in a democracy. But this was the plan. The law has not been rewritten. This blog, and many others, have been consistent in what they say about it. There is no “gotcha” here. The fact that young, healthy people are seeing a rise in premiums (without subsidies) as they transition from cheap, bare bones insurance to more comprehensive insurance is not a surprise. It’s not new, horrifying data about the failure of Obamacare. It’s an expected, and known, tradeoff to get a better healthcare system overall.